My thoughts exactly.

Robert Samuelson lays it on the table. As one of the first of the Baby Boomers, he writes:

Shame on us. We are trying to pillage our children and grandchildren, putting the country's future at risk in the process. On one of the great issues of our time, the costs of our retirement, we have adopted a policy of selfish silence.

Of course, it didn't start with us. The New Dealers laid the foundation, but we have done nothing to deal with the problem. Social Security is a welfare program, pure and simple, and the day will come when our children will curse us for our selfishness and refusal to face up to our responsibilities.